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Indemnity Insurance - A quick and simple way of dealing with Conveyancing issues

Posted 13 February 2020 by Abigail Englefield-Stangroom

During the course of a sale or purchase transaction you may be asked, as a Seller or Buyer, to provide or take out indemnity insurance. This could be title insurance to rectify a defect on the title deeds, insurance to cover the lack of evidence of building regulation approval or, most commonly, chancel insurance if there is a potential chancel repair liability.What is Indemnity Insurance I hear you ask? Put simply, indemnity insurance is a policy that can be taken out to protect you, your successors in title and/or Lenders against the implications and costs of a third party making a claim ...

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Wills, Marriage and Civil Partnerships

Posted 03 January 2020 by Richard Tinkler

Following a Supreme Court ruling in England, the law now (from 31 December 2019) allows mixed sex couples to be able to enter into a civil partnership. Previously, only same sex couples were able to enter into a civil partnership. Both same sex couples and opposite sex couples can enter into a marriage (and this has now been the law for some time). If you are in a mixed sex relationship and have made Wills, and decide to form a civil partnership now that the law has changed, any Wills made previously will be invalidated by the civil partnership, unless the Wills were made in expectation of...

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Less well-known Facts about Child Maintenance

Posted 31 October 2019 by Dawn Pennell

Dawn Pennell, of Capron & Helliwell solicitors, considers less well-known facts about child maintenance Parties may enter into a maintenance agreement with one another if they reach an agreement on what should be paid for child maintenance and in such circumstances, there is no need to involve the Child Maintenance Service.  However, a maintenance agreement will not prevent either party making an application to the Child Maintenance Service for a maintenance calculation to be assessed. All children in full-time non-advanced education are now eligible for child maintenance up to t...

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Freehold and Leasehold and Rents, Oh My!

Posted 17 September 2019 by Alex McKay

At Capron and Helliwell we note that there has been a lot in the news recently concerning problems with leasehold properties. Specifically, what does this mean for you as a buyer?  There have been instances where purchasers of flats have been surprised to learn that their flat has rents and other charges due even after paying the purchase price. This is especially alarming where some ground rents increase dramatically at regular intervals. Often, we find people do not know the difference between a freehold and a leasehold property or what this entails.  A freehold property is on...

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